Investigation and Analysis of Transaction Monitoring in two Major Danish Banks

Finanstilsynet/The Danish Financial Supervisory Authority

The tender is for two subcontracts regarding investigation and analysis of transaction monitoring in Danske Bank (subcontract 1) and Nordea Denmark (subcontract 2).
The tenderer is required to submit a solemn declaration regarding impartiality as a part of the tender. The tender shall also contain such declarations signed by any subcontractor to the tenderer, any party to a consortium and any other entities that the tenderer relies on in regard to technical and professional capacity.
The price for each subcontract cannot exceed DKK 4 870 000 incl VAT, all forms of fees and travel expenses.

Deadline

Fristen for modtagelse af bud var på 2020-07-07. Indkøbet blev offentliggjort på 2020-06-04.

Leverandører

Følgende leverandører er nævnt i tildelingsbeslutninger eller andre indkøbsdokumenter:

• Duff & Phelps Ltd

Hvem?

• Finanstilsynet/The Danish Financial Supervisory Authority

Hvad?

Hvor?

• Danmark

Indkøbshistorik

Dato	Dokument
2020-06-04	Udbudsbekendtgørelse
2021-01-08	Bekendtgørelse om indgåede kontrakter

Udbudsbekendtgørelse (2020-06-04)
Objekt
Omfanget af udbuddet
Titel: Finansielle konsulentydelser, behandling og clearing af finansielle transaktioner
Referencenummer: 0381-0006
Kort beskrivelse:

The tender is for two subcontracts regarding investigation and analysis of transaction monitoring in Danske Bank (subcontract 1) and Nordea Denmark (subcontract 2). The tenderer is required to submit a solemn declaration regarding impartiality as a part of the tender. The tender shall also contain such declarations signed by any subcontractor to the tenderer, any party to a consortium and any other entities that the tenderer relies on in regard to technical and professional capacity. The price for each subcontract cannot exceed DKK 4 870 000 incl VAT, all forms of fees and travel expenses.

Bekendtgørelsens metadata
Originalsprog: engelsk 🗣️
Dokumenttype: Udbudsbekendtgørelse
Kontraktens art: Tjenesteydelser
Forordning: Den Europæiske Union, med deltagelse af GPA-lande
Fælles glossar for offentlige kontrakter (CPV)
Kode: Finansielle konsulentydelser, behandling og clearing af finansielle transaktioner 📦
Yderligere CPV-kode: Finansielle konsulentydelser, behandling og clearing af finansielle transaktioner 📦
Sted for udførelsen
NUTS-region: Danmark 🏙️

Procedure
Procedureform: Offentligt udbud
Bud-type: Indsendelse gældende for alle delaftaler
Kriterier for tildeling
Det økonomisk mest fordelagtige bud

Ordregivende myndighed
Identitet
Land: Danmark 🇩🇰
Type af ordregivende myndighed: Offentligretligt organ
Navn på ordregivende myndighed: Finanstilsynet/The Danish Financial Supervisory Authority
Postadresse: Årshusgade 110
Postnummer: 2100
Postby: Copenhagen Ø
Kontakt
Internetadresse: https://www.dfsa.dk/ 🌏
E-mail: lit@ftnet.dk 📧
Telefon: +45 33558282 📞
URL til dokumenter: https://www.ethics.dk/ethics/eo#/e9baa4d4-111d-43b0-ab1f-85f0f1554655/publicMaterial 🌏
URL til deltagelse: https://www.ethics.dk/ethics/eo#/e9baa4d4-111d-43b0-ab1f-85f0f1554655/homepage 🌏

Reference
Datoer
Afsendelsesdato: 2020-06-04 📅
Tilbudsfrist: 2020-07-07 📅
Offentliggørelsesdato: 2020-06-09 📅
Identifikatorer
Bekendtgørelsesnummer: 2020/S 110-267037
EUT-S-nummer: 110
Yderligere oplysninger

With regards to the grounds to exclusion section 135, 136 and 137(1),(1-6) in the DPPA applies

Objekt
Omfanget af udbuddet
Kort beskrivelse:

The tender is for two subcontracts regarding investigation and analysis of transaction monitoring in Danske Bank (subcontract 1) and Nordea Denmark (subcontract 2).

The tenderer is required to submit a solemn declaration regarding impartiality as a part of the tender. The tender shall also contain such declarations signed by any subcontractor to the tenderer, any party to a consortium and any other entities that the tenderer relies on in regard to technical and professional capacity.

The price for each subcontract cannot exceed DKK 4 870 000 incl VAT, all forms of fees and travel expenses.

Anslået samlet værdi: 7 792 000 DKK 💰
Maksimalt antal delkontrakter pr. tilbudsgiver: 2
Delkontraktens titel: Investigation and Analysis of Transaction Monitoring in Danske Bank
Delkontraktnummer: 1
Kort beskrivelse:

Through the investigation and analysis the DFSA among other things (see appendix 1 for the full list) wants to determine:

1) whether the monitoring in each bank are in line with international best practice for banks of similar size and nature;

2) whether there are matters to consider from a supervisory point of view on the systems concerned and their use by the banks; and

3) whether there are matters to be aware of from a supervisory point of view when dealing with alarms by banks.

The supplier must use gap analysis and benchmark monitoring against legislation and international best practice to assess whether the transaction monitoring of the bank meets relevant requirements. The investigation and analysis are to result in a written report with documentation to be delivered by the end of 2020.

The supplier shall allow each bank the opportunity to review and comment on the findings of the investigation in a draft final report, such comments to be taken into consideration and reflected in the final report where relevant. Furthermore, the supplier shall, where possible, be transparent towards the bank with the findings during the investigation.

The conclusions of the investigation and analysis must enable the DFSA to determine whether the requirements in applicable law for customer monitoring are complied with for each bank, and whether administrative reactions must be made to the bank concerned. The supplier must therefore comply with relevant requirements of the Danish Public Administration Act in this area.

With regard to Danske Bank, the investigation and analysis must cover all business units and business operations of the bank, including subsidiaries, and including foreign branches and subsidiaries, except Danica, Realkredit Danmark, units abroad that are in liquidation and entities that do not carry out transactions or do not carry out transaction monitoring independently.

Anslået værdi uden moms: 3 896 000 DKK 💰
Varighed: 5 måneder
Delkontraktens titel: Investigation and Analysis of Transaction Monitoring in Nordea Denmark
Delkontraktnummer: 2
Kort beskrivelse:

With regard to Nordea Denmark, the investigation must only cover the group's bank branch in Denmark.

Sted for udførelsen
Hovedsted eller sted for udførelsen: Denmark.

Juridiske, økonomiske, finansielle og tekniske oplysninger
Betingelser for deltagelse
Økonomisk og finansiel stilling:

As a minimum requirement the tenderer must document that the tenderer

1) for each of the last 2 financial years have had a financial ratio (equity to total assets ratio) of at least 10 percent;

2) in the last financial year an annual turnover of at least DKK 15 584 000.

Re item 1) and 2):

By the last financial year is meant the latest financial report completed in agreement with the rules and practice that applies to the tenderers presentation of accounts.

The tenderer must complete and submit the European Single Procurement Document (‘ESPD’) as preliminary documentation for the purpose of assessing whether the above minimum requirements for economic and financial suitability are fulfilled, cf. Section 148 (1)(1-2) of the Danish Procurement Act.

If the tenderer relies on the capacity of other entities, this must be provided in the ESPD, Part II, C, cf. section VI.3). The entity(ies) must each fill out separate ESPD(s).

If the tenderer is a consortia, this must be provided in the ESPD, Part II, A. Each participant in the consortia must fill out a separate ESPD.

Before award of the sub-contracts, the tenderer(s) to whom the contracting entity intends to award the sub-contract(s) must provide documentation of the information stated in the ESPD. Thus, the tenderer must present a declaration stating that the information in the ESPD, Part IV.B) are correct. The tenderer is not obligated to present this declaration when the contracting entity can obtain the relevant financial information directly from a national database.

Re item 1)

Information about the candidate’s financial ratio (equity to total assets ratio) for the last 2 financial years must be filled in under Part IV.B) of the ESPD.

The financial ratio (equity to total assets ratio) is calculated as the tenderer’s total equity divided by the tenderer’s total assets, calculated as a percentage. The financial ratio (equity to total assets ratio) is thus calculated as (total equity/total assets) x 100 = equity to total assets ratio. If the tenderer relies on the capacity of other entities, the financial ratio (equity to total assets ratio) is calculated as the tenderer's and such other entities’ total equity divided by their total assets, calculated as a percentage. For groups of operators (e.g. a consortia), the financial ratio (equity to total assets ratio) is calculated as the total equity of the operators divided by their total assets, calculated as a percentage. The information is to be stated in Section IV.B) of the ESPD.

Re item 2)

Information about the tenderer’s annual turnover in the last available financial. The information must be filled in under Part IV, B of the ESPD. If the tenderer relies on the capacity of other entities, the annual turnover is calculated as the tenderer’s and such other entities’ total annual turnover in the latest available financial year. For groups of operators (e.g. a consortia), the annual turnover is calculated as the operators’ total annual turnover in the latest available financial year. The total annual turnover will be based on the information in the received ESPD’s, Part IV, B. Even though the information appears in separate ESPD’s, the turnover will be calculated as a total.

Teknisk og faglig kompetence:

The tenderer must complete and submit the ESPD as documentation for its technical and professional ability.

The ESPD must be completed with a list of main references (maximum five (5) concerning consultancy and/or advisory services related to anti-money laundering and counter terrorist financing, including in particular customer transaction monitoring in large banks carried out and finished within the last 3 years stating amount and time period and the public or private recipient, including contact information. The list of deliveries of services must be inserted under Part IV, C of the ESPD and is the final documentation.

No further evidence or documentation regarding technical and professional ability in terms of the list of main deliveries will be requested before The Danish Financial Supervisory Authority awards the contract, however The Danish Financial Supervisory Authority reserves the right to contact the customer indicated on each delivery in order to verify the reference.

As a minimum requirement the tenderer must document:

— At least one (1) reference which demonstrates tenderer’s experience with consultancy and/or advisory services related to anti-money laundering and counter terrorist financing, including in particular customer transaction monitoring in large banks.

Kontraktens udførelse
Betingelser for opfyldelse af kontrakten:

The contract contains a labour clause that regulates wages (including special benefits), work hours and other working conditions for work performed in Denmark for the purpose of fulfilment of the contract.

Procedure
Retsgrundlag: 32014L0024
Tidspunkt for modtagelse af tilbud: 00:01
Sprog, på hvilke bud eller ansøgninger om deltagelse kan indgives: engelsk 🗣️
Tilbuddets gyldighedsperiode: 3 måneder
Dato for åbning af tilbud: 2020-07-07 📅
Tidspunkt for åbning af tilbud: 00:02
Kriterier for tildeling
Kvalitetskriterium (navn): Quality
Kvalitetskriterium (vægtning): 70 %
Pris (justeringskoefficient): 30 %

Ordregivende myndighed
Identitet
Nationalt registreringsnummer: 10598184
Kontakt
Enhed: Linda Thorup
URL til dokumenter: https://www.ethics.dk/ethics/eo#/e9baa4d4-111d-43b0-ab1f-85f0f1554655/publicMaterial 🌏

Supplerende oplysninger
Gennemgå organ
Navn: Klagenævnet for Udbud
Postadresse: Toldboden 2
Postby: Viborg
Postnummer: 8800
Land: Danmark 🇩🇰
Telefon: +45 72405600 📞
E-mail: klfu@naevneneshus.dk 📧
Internetadresse: https://naevneneshus.dk/start-din-klage/klagenaevnet-for-udbud/ 🌏
Oplysninger om frister for klageprocedurer:

Precise information on deadline(s) for review procedures:

Pursuant to the Danish Consolidation Act No 593 of 2 June 2016 on the Complaints Board for Public Procurement (available at www.retsinformation.dk), the following time limits for filing a complaint apply:

Complaints regarding a candidate not being pre-qualified must be filed with the Complaints Board for Public Procurement within 20 calendar days starting the day after the contracting authority has sent notification to the candidates involved, cf. § 7(1) of the Act on the Complaints Board for Public Procurement, provided that the notification includes an account of the reasons for the decision.

Other complaints must in accordance with § 7(2) of the Act on the Complaints Board for Public Procurement be filed with the Complaints Board for Public Procurement within:

1) 45 calendar days after the contracting authority has published a contract award notice in the Official Journal of the European Union. The time limit is calculated from the day after the publication date;

2) 30 calendar days starting the day after the contracting authority has notified the tenderers in question, that the contracting authority has entered into a contract based on a framework agreement through reopening of competition or a dynamic purchasing system, provided that the notification includes an account of the reasons for the decision;

3) 6 months after the contracting authority has entered into the framework agreement, calculated starting the day after the contracting authority has sent notification to the candidates and tenderers involved, cf. § 2(2) or § 171(4) of the Public Procurement Act, provided that the notification included an account of the reasons for the decision;

4) 20 calendar days starting the day after the contracting authority has published a notice concerning his decision to uphold the contract, cf. § 185(2) of the Public Procurement Act.

The complainant must inform the contracting authority of the complaint in writing at the latest simultaneously with the lodge of the complaint to the Complaints Board for Public Procurement stating whether the complaint has been lodged in the stand-still period, cf. § 6(4) of the Act on the Complaints Board for Public Procurement. If the complaint has not been lodged in the stand-still period, the complainant must also state whether it is requested that the appeal is granted delaying effect, cf. § 12(1).

Tjeneste, hvorfra der kan indhentes oplysninger om klageproceduren
Navn: Konkurrence- og Forbrugerstyrelsen
Postadresse: Carl Jacobsens Vej 35
Postby: Valby
Postnummer: 2500
Telefon: +45 41715000 📞
E-mail: kfst@kfst.dk 📧
Internetadresse: www.kfst.dk 🌏
Kilde: OJS 2020/S 110-267037 (2020-06-04)

Bekendtgørelse om indgåede kontrakter (2021-01-08)
Objekt
Omfanget af udbuddet
Titel: Finansielle tjenester og forsikringstjenester
Kort beskrivelse:

The tender is for two subcontracts regarding investigation and analysis of transaction monitoring in Danske Bank (subcontract 1) and Nordea Denmark (subcontract 2). The tenderer is required to submit a solemn declaration regarding impartiality as a part of the tender. The tender shall also contain such declarations signed by any subcontractor to the tenderer, any party to a consortium and any other entities that the tenderer relies on in regard to technical and professional capacity. The price for each subcontract cannot exceed 4.870.000 DKK incl VAT, all forms of fees and travel expenses.

Den samlede værdi af udbuddet: 9 740 000 DKK 💰
Bekendtgørelsens metadata
Dokumenttype: Bekendtgørelse om indgåede kontrakter
Fælles glossar for offentlige kontrakter (CPV)
Kode: Finansielle tjenester og forsikringstjenester 📦

Procedure
Bud-type: Finder ikke anvendelse

Ordregivende myndighed
Identitet
Navn på ordregivende myndighed: Finanstilsynet
Kontakt
Telefon: +45 33558252 📞

Reference
Datoer
Afsendelsesdato: 2021-01-08 📅
Offentliggørelsesdato: 2021-01-13 📅
Identifikatorer
Bekendtgørelsesnummer: 2021/S 008-014698
Henviser til bekendtgørelse: 2020/S 110-267037
EUT-S-nummer: 8
Yderligere oplysninger

With regards to the grounds to exclusion section 135, 136 and 137(1),(1-6) in the DPPA applies.

Objekt
Omfanget af udbuddet
Kort beskrivelse:

The price for each subcontract cannot exceed 4.870.000 DKK incl VAT, all forms of fees and travel expenses.

1) Whether the monitoring in each bank are in line with international best practice for banks of similar size and nature;

2) Whether there are matters to consider from a supervisory point of view on the systems concerned and their use by the banks; and

3) Whether there are matters to be aware of from a supervisory point of view when dealing with alarms by banks.

Tildeling af kontrakt
Dato for kontraktindgåelse: 2021-01-08 📅
Navn: Duff & Phelps Ltd
Postby: London
Land: Storbritannien 🇬🇧
Den samlede værdi af udbuddet: 6 252 688 DKK 💰
Oplysninger om udbud
Antal modtagne bud: 9
Kilde: OJS 2021/S 008-014698 (2021-01-08)

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